I have made it through another week. October has been a rough month financially with a bunch of unexpected expenses but it looks like we will make it through.
I am paying off my car today which is huge. My car was costing me $216.67 a month. I am going to pay $221.40 today and I never have to think of it again. That will take some pressure off next month, especially with upcoming dental and optical expenses. While I didn't have the cash at the time to just outright buy the car, and I needed it in order to work, I am very glad to be done with that bill. We financed at 0% for this one which is why we didn't pay it off early when we had the money to do so. It is easier on the mind to have a bit of backup money. The car was going to cost what it cost if we paid it off early or spread it out. Works for me.
I am back and forth on if I should drop the coverage or not. Right now I have full coverage on it. It's a 98 with 170,000 miles so it isn't exactly worth that much. Still, had I not had the coverage when I hit a deer in May, that would have put us in a serious financial crunch. Of course, I was working at the time and my income was vital at the time. At this point it would be an inconvenience more than anything else. It's something to think about anyway. I have a feeling that my savings would outnumber potential outpay within a couple of months.
Now, who wants to wager that the minute I pay that bill the car dies? That is, afterall, my luck with vehicles.
**Both kids: field trip to the apple orchard for apple and pumpkin picking**